A consumer thread

Capital One's technical issues had thousands more customers on Friday reporting problems with direct deposits, with the bank offering assurances that it's working to resolve the issue now plaguing users for a third day and that no foul play is involved.

After nearly 4,000 reported issues with Capital One banking earlier in the day, just under 3,000 were reporting difficulties as of 3:05 p.m. Eastern on Friday, according to Down Detector, an online service that tracks tech outages. The problem has escalated since getting flagged mid-week, on Wednesday, and just over 1,700 outage reports from Capital One users by Thursday afternoon.

Once systems are restored, people will see their transactions online, Capital One's customer service account posted on X in response irate and worried customers. "Your funds are safe and full account functionality will be restored as soon as possible."

The issue is not related to fraud "or the work of bad actors attempting to access our systems. Your funds are secure and will accurately show when the tech issue is resolved," said the bank in response to another poster.

Capital One expects services to gradually start returning to normal on Friday and the "majority of issues to be resolved" by Saturday morning, the bank posted just after 3 p.m. EST.

"This is now Day 3, and my paycheck is still not deposited or showing as pending in my account. I would appreciate an update on the ETA for a resolution," one person said Friday on social media in a post directed at Capital One's customer service account on X.

"Guess I'll be eating ramen again tonight"

"I was supposed to get paid yesterday, and it's still not here," tweeted another person. "Guess I'll be eating ramen again tonight."

Capital One apologized in posts on social media and in an emailed statement on Friday to CBS MoneyWatch.

"Due to a technical issue experienced by a third-party vendor, some account services, deposits and payment processing for portions of our consumer, small business and commercial bank have been temporarily impacted," a spokesperson for the bank stated. "We are working closely with the vendor to resolve the issue. System restoration is underway but not yet fully operational. We apologize to our customers for this continued inconvenience."

That vendor, Jacksonville, Florida-based payment giant Fidelity National Information Services, said it had restored access to the applications hit by a power outage. "We are working with impacted clients to finalize the posting of transactions that occurred while systems were offline as quickly as possible," the company, also known as FIS, said in an emailed statement.

FIS had previously said one of its data centers had been impacted by a power outage.

One of those impacted customers included Bank of Oklahoma, which cited "issues related to the outage at a service provider that has impacted 26 other banks."

As of Friday midday, Bank of Oklahoma relayed that its digital platforms are back online and all balances and transactions should be displaying correctly. "Thank you for your patience over the past two days."

The issue is reminiscent of a troubles reported by some 5,000 Bank of America customers in October, some of whom logged into accounts showing $0 balances.

Capital One's technical issues add to a less-than-positive news cycle for the McLean, Virginia-based financial services company. The bank is being sued for allegedly misleading customers about its offerings for high-interest savings accounts, costing them more than $2 billion in potential interest payments. Capitol One disputes the claims made in the suit filed by the Consumer Financial Protection Bureau earlier this week, saying it would defend itself in court.

Capital One in December said it had cleared another regulatory hurdle in its planned merger with Discover Financial, which it now expects to close early this year, creating the world's biggest credit card company.
 
AT&T has stopped offering its 5G home Internet service in New York instead of complying with a new state law that requires ISPs to offer $15 or $20 plans to people with low incomes.
The decision was reported yesterday by CNET and confirmed by AT&T in a statement provided to Ars today. "While we are committed to providing reliable and affordable Internet service to customers across the country, New York's broadband law imposes harmful rate regulations that make it uneconomical for AT&T to invest in and expand our broadband infrastructure in the state," AT&T said. "As a result, effective January 15, 2025, we will no longer be able to offer AT&T Internet Air, our fixed-wireless Internet service, to New York customers."

New York started enforcing its Affordable Broadband Act yesterday after a legal battle of nearly four years. Broadband lobby groups convinced a federal judge to block the law in 2021, but a US appeals court reversed the ruling in April 2024, and the Supreme Court decided not to hear the case last month...

AT&T kills home Internet service in NY over law requiring $15 or $20 plans
 
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That paper grocery bag in your kitchen? A woman invented the machine that makes it possible. In 1868, Margaret Knight created the first machine to mass produce flat-bottom paper bags.
When Charles Annan tried stealing her invention, claiming no woman could design such complex machinery, Knight brought proof to court. Her detailed drawings won her the patent in 1871.
Margaret Knight went on to earn 27 patents and launch the Eastern Paper Bag Company, changing how we carry groceries forever.
 
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That paper grocery bag in your kitchen? A woman invented the machine that makes it possible. In 1868, Margaret Knight created the first machine to mass produce flat-bottom paper bags.
When Charles Annan tried stealing her invention, claiming no woman could design such complex machinery, Knight brought proof to court. Her detailed drawings won her the patent in 1871.
Margaret Knight went on to earn 27 patents and launch the Eastern Paper Bag Company, changing how we carry groceries forever.
Oh my God how did she do that without DEI , the ERA, feminism,and shit like that?
 
It may be too late for this. They really pissed off their customer base with the earlier moves:


Jeep is reviving its Cherokee-sized SUV. Dodge is bringing back the gas-engine version of its Charger muscle car. And Ram is hitting pause on its all-electric pickup truck.

In the weeks since the departure of former CEO Carlos Tavares, executives at global automaker Stellantis have been moving swiftly to turn around the U.S. operations, employing a series of changes to jump-start sales again.

At the top of their list is reinvigorating well-known American brands, such as Chrysler and Dodge, whose sales and lineups have withered in recent years...

Jeep Maker Stellantis Brings Back American Classics After CEO Exit
 
Shares of Netflix soared 12% in early trading on Wednesday, just hours after the streaming giant announced price increases set to impact all of the company’s U.S. subscribers.

The standard monthly subscription without advertisements will climb from $15.49 to $17.99, and a standard monthly subscription with ads will increase one dollar to $7.99, Netflix said.

The price hikes arrived alongside a stellar earnings report that showed the largest subscriber gains over a three-month period since the company’s founding more than a quarter-century ago...

Netflix raises prices for all US plans. Here's what to know.
 

One of the reasons I've never had 1 and never will: privacy. Same thing with that ring doorbell I've heard of people that have hacked into those and talked to people inside the house.but I was always figuring that it was just listening whether it was on or not ,not that it was also shooting video. I thought some of them just had audio I didn't realize that they had video too. I have a friend who won't even go into his son's house if the Alexa is on.
 
My daughter bought a 2025 Cadillac Escalade about a month ago. She paid a lot of money for it (too much IMHO), it cost 130K. Well she was driving home on the highway last week and the car shut down on her. Needless to say, she wasn't too happy. She waited on the roadside for 2 hours to get it towed to the dealership.
She turned it in and has to look for a different vehicle now. Unbelievable that a car costing that much has that problem after only a month. Pretty sad.
 
My friend got tickets for his girlfriend, me and himself for the new Captain America movie coming out next month. What's different about it is that he bought what they call "D-Box" seats. They're supposed to rumble along with the action in the movie. Fucking $26.75 each per ticket. This will be my first time trying those seats. Will let you know what I think about them after the movie.


View: https://youtu.be/1eMiemLuvsU


What is D-BOX?

Featuring 65,000 nuanced haptic effects—movements, vibrations and textures that sync perfectly with on-screen action—D-BOX is an immersive experience that takes movies beyond the realms of sight and sound and truly makes them come to life. When you choose the D-BOX experience, you’re not just seeing a movie. You’re feeling it.

SHAKE UP YOUR MOVIE ROUTINE

WHAT KINDS OF MOVIES CAN YOU SEE IN A D-BOX SEAT?

D-BOX experiences are tailored for all genres. From spine-tingling horror films to edge-of-your-seat action flicks, every movie is heightened by the D-BOX experience. Even rom-coms vibe with D-BOX. If there’s love in the air, there’s a haptic movement to match it in the seats.


YOU CONTROL THE ACTION

With D-BOX seats, the viewer gets to adjust the intensity of the motion to their personal preference. If the movement is too strong, you can make it more subtle, or even take a break from it altogether. The beauty of it is that even without the motion, the seats are extremely comfortable—a luxury in their own right.

DON’T JUST SEE IT. FEEL IT.

IMPORTANT D-BOX DEETS

• It’s easy to find D-BOX seats. Screenings featuring D-BOX seats allow the ticket purchaser to opt for D-BOX when selecting seats before making their final purchase.

• D-BOX availability is limited. Theatres featuring D-BOX traditionally devote 2-3 rows—usually 20 to 30 individual seats— to D-BOX. Most theatres offering D-BOX feature 2-3 auditoriums outfitted with this premium selection.

• There’s an additional charge for D-BOX seating. Prices vary depending on the theatre.

D-BOX DEEP DIVE

OK. You probably understand this much: D-BOX is a seat that moves. But how it moves is incredibly sophisticated, and it’s powered by haptic technology.

“Haptic” comes from the Greek for “touch.” In essence, the technology behind haptics is all about creating—through remote, computer-generated signaling—a realistic experience that mimics the tangible, ultra-sensory specificity of interacting with real objects.

Think of it this way: It’s recreating the sensation of an ice skate on ice, of a snowboard on fresh powder, of the coarseness of the rockface that one feels beneath their fingers on an intense free climb. It can even recreate the effects of gravity itself on a plane accelerating through its takeoff!

It’s the future of immersive entertainment experiences, and it’s already quite popular: Smart phones, gaming controllers, virtual and augmented reality gear use haptics/haptic feedback to offer hyper realistic experiences unlike anything the world has ever seen—except in person.
 
My friend got tickets for his girlfriend, me and himself for the new Captain America movie coming out next month. What's different about it is that he bought what they call "D-Box" seats. They're supposed to rumble along with the action in the movie. Fucking $26.75 each per ticket. This will be my first time trying those seats. Will let you know what I think about them after the movie.


View: https://youtu.be/1eMiemLuvsU


What is D-BOX?

Featuring 65,000 nuanced haptic effects—movements, vibrations and textures that sync perfectly with on-screen action—D-BOX is an immersive experience that takes movies beyond the realms of sight and sound and truly makes them come to life. When you choose the D-BOX experience, you’re not just seeing a movie. You’re feeling it.

SHAKE UP YOUR MOVIE ROUTINE

WHAT KINDS OF MOVIES CAN YOU SEE IN A D-BOX SEAT?

D-BOX experiences are tailored for all genres. From spine-tingling horror films to edge-of-your-seat action flicks, every movie is heightened by the D-BOX experience. Even rom-coms vibe with D-BOX. If there’s love in the air, there’s a haptic movement to match it in the seats.


YOU CONTROL THE ACTION

With D-BOX seats, the viewer gets to adjust the intensity of the motion to their personal preference. If the movement is too strong, you can make it more subtle, or even take a break from it altogether. The beauty of it is that even without the motion, the seats are extremely comfortable—a luxury in their own right.

DON’T JUST SEE IT. FEEL IT.

IMPORTANT D-BOX DEETS

• It’s easy to find D-BOX seats. Screenings featuring D-BOX seats allow the ticket purchaser to opt for D-BOX when selecting seats before making their final purchase.

• D-BOX availability is limited. Theatres featuring D-BOX traditionally devote 2-3 rows—usually 20 to 30 individual seats— to D-BOX. Most theatres offering D-BOX feature 2-3 auditoriums outfitted with this premium selection.

• There’s an additional charge for D-BOX seating. Prices vary depending on the theatre.

D-BOX DEEP DIVE

OK. You probably understand this much: D-BOX is a seat that moves. But how it moves is incredibly sophisticated, and it’s powered by haptic technology.

“Haptic” comes from the Greek for “touch.” In essence, the technology behind haptics is all about creating—through remote, computer-generated signaling—a realistic experience that mimics the tangible, ultra-sensory specificity of interacting with real objects.

Think of it this way: It’s recreating the sensation of an ice skate on ice, of a snowboard on fresh powder, of the coarseness of the rockface that one feels beneath their fingers on an intense free climb. It can even recreate the effects of gravity itself on a plane accelerating through its takeoff!

It’s the future of immersive entertainment experiences, and it’s already quite popular: Smart phones, gaming controllers, virtual and augmented reality gear use haptics/haptic feedback to offer hyper realistic experiences unlike anything the world has ever seen—except in person.


View: https://youtu.be/TCq_nzlou0Q
 
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