Meme Dump

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BY AGE 40 YOU SHOULD BE SMART ENOUGH TO REALIZE THIS:
1. Someone makes 10x more than you do in a 9-5 job because they have more "leverage" with their work.
2. Distraction is the greatest killer of success. It stunts and destroys your brain.
3. You shouldn't take advice from people who are not where you want to be in life.
4. No one is coming to save your problems. Your life's 100% your responsibility.
5. You don't need 100 self-help books, all you need is action and self discipline.
6. Unless you went to college to learn a specific skill (ie. doctor, engineer, lawyer), you can make more money in the next 90 days just learning sales.
7. No one cares about you. So stop being shy, go out and create your chances.
8. If you find someone smarter than you, work with them, don't compete.
9. Smoking has 0 benefit in your life. This habit will only slow your thinking and lower your focus.
10. Comfort is the worst addiction and cheap ticket to depression.
11. Don't tell people more than they need to know, respect your privacy.
12. Avoid alcohol at all cost. Nothing worse than losing your senses and acting a fool.
13. Keep your standards high and don't settle for something because it's available.
14. The family you create is more important than the family you come from.
15. Train yourself to take nothing personally to save yourself from 99.99% of mental problems.
 
They day that happens, January 6th will look like the Magic Kingdom in comparison.

2038 is when they cannot pay out 100% of all benefits.....if we don't do anything between now and then...I think they are only able to pay out 75%.

They will undoubtedly:

1.) Raise the payroll contribution cap. I think it is currently about 148Kish.

2.) Raise the retirement age....this is almost an certainty. Anyone born in 1970 and afterwards should expect to work until they are 75, IMO. It is currently now at 67 for those born after 1960.

3.) Depending on whether we have a left leaning government...they could adjust the formula (e.g. The rich contribute, but get less....the poor contribute less and get more). Or they could increase payroll contributions...but corporations would just pass down the costs to consumers....

We're fucked with these mandatory costs.....wish we all could opt out and invest in our own IRAs and etc....
 
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